# Hit and Run in New Jersey: What You Need to Know
> **KEY FACTS:**
> – Hit and run is **criminal** in NJ — disorderly persons offense to 2nd degree crime
> – **PIP ($15K+)** covers medical expenses even in hit-and-run
> – **UM/UIM** handles the liability portion
> – Report within **10 days** if $500+ damage
> – NJ has some of the **strongest hit-and-run penalties** in the region
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## New Jersey Hit-and-Run Laws
NJSA 39:4-129 requires stopping, providing info, and rendering aid.
### Criminal Penalties
| Scenario | Classification | Penalty |
|———-|—————|———|
| Property damage only | Disorderly persons offense | Up to $1,000 fine + 6 months jail |
| Injury (§ 2C:12-1.1) | 4th degree crime | Up to $10,000 fine + 18 months prison |
| Serious injury | 3rd degree crime | 3-5 years prison |
| Death | 2nd degree crime | **5-10 years prison** |
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## Hit and Run in NJ’s No-Fault System
NJ’s no-fault system provides automatic protection:
1. **PIP ($15,000+):** Covers medical expenses regardless of fault — even if the driver is never found
2. **UM coverage:** For injuries exceeding PIP, file a UM claim through your own insurer
3. **Property damage:** File with your own collision coverage (fault-based claims require identifying the driver)
### Policy Type Impact
– **Basic Policy holders:** Have PIP but limited other coverage. UM may not be included.
– **Standard Policy holders:** Have PIP + UM/UIM coverage included
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## What to Do
1. Stay at the scene
2. Call 911 immediately
3. Note the vehicle details
4. Get witnesses
5. Document the scene
6. File with NJ MVC within 10 days if $500+ damage
7. File **PIP claim** with your own insurer
8. Seek medical attention
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## Frequently Asked Questions
### Does PIP cover hit-and-run injuries?
Yes, $15,000+ regardless of fault and regardless of whether the driver is found.
### What if I have a Basic Policy?
Basic Policy includes PIP ($15K medical) but may not include UM coverage. Standard Policy includes both.
### How long to file?
2 years for personal injury, 6 years for property damage.
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## Related Guides
– [What to Do After a Car Accident in New Jersey](/new-jersey/car-accident-guide/)
– [New Jersey Car Accident Laws](/new-jersey/car-accident-laws/)
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**DISCLAIMER:** This website is not a law firm and does not provide legal advice. This page provides general educational information only. Always consult a licensed attorney in your state for advice specific to your situation. This is not medical advice. If you have been injured, seek immediate medical attention. Last updated: March 2026.
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